April 30, 2012: A car swerved off the road in Redmond Friday night and crashed into a home on…read more
April 30, 2012: A car swerved off the road in Redmond Friday night and crashed into a home on 148th Ave. NE, at the corner of NE 61st Way. It also hit a gas line and sparked a fire that destroyed the home. Fortunately, no one was home, so there were no injuries or loss of life.
Police are not sure why the 62-year-old woman veered off the road, and don’t believe alcohol was involved. The investigation is continuing.
So what happens when there’s a car accident and no one is hurt but property is damaged or destroyed? Well, first of all, we can be very thankful. But beyond that, someone has to pay for the property damage. The home was probably insured. But there would also be property damage insurance on the lady’s car, which will most likely pay up to its limit. But that limit is generally too low to pay for the destruction of a house. Most of us carry property damage insurance of 50K or maybe 100K, but rarely higher, because we never figure on destroying a house. But, of course, it happens occasionally.
This is one where the insurance companies will probably work it out directly, and attorneys may not get involved. Most cases where car accident lawyers are called in are because of personal injuries. If you have or someone you know has been hurt in a car accident, be sure to consult with a personal injury attorney here in Washington State and learn your rights. Most give a free consultation, with no obligation, so what do you have to lose?